I'm seems you lose negotiating power by opening an online account and providing your credit card with auto-bill, which is what I did. I received an invoice for a 1yr subscription from a trial period for $99. When I called, they offered me 5 months for $20 'as the better deal'. If you assume you can renew every 5 months for $20, then it is a better deal. We'll see in 5 months.