Pay off your credit card every month and you'll be fine. I have Chase for my Amazon.com Visa, Marriott Rewards Visa and Priority Club Visa and I love them. I had Citibank for my AAdvantage MC and they sucked. I canceled after I got my 20,000 miles.18% interest!!!...my capital one card is 6.9% no thanks i don't need a loan shark loan
As mentioned by another user earlier, this works if you go directly to Chase.com and keep hitting refresh until you get the ad for the $250 Bonus.
Below is the confirmation I got from their "Instant Response" system (is 30 days "instant" or is it just me!?)
Thanks for Applying
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We are currently reviewing your application. You will be notified in writing about the status of your application within 30 days, as required by law.
Please do not resubmit your application.
Please close this window. If you don't, someone could access your personal information by using the 'back' button on your browser.
It takes 6 - 8 weeks to get the bonus after you do your first purchase.Can I cancel this card right away after I get the $250 bonus? Or there is a min holding period?
That means you're going to get dinged. Sorry Charlie. If you pass muster, they'll approve you right away.
Thank you for inquiry about the $250.00 check offer for
Chase FreedomCard.
Please be advised that your account ending in [XX] is one of
the eligible FreedomCard accounts and shall receive $200
in bonus rebates. This will post 6-8 weeks after first
purchase has been made. Thereafter, these can be redeemed
for a $250 check.
First purchase includes purchases, balance transfers, or
any checks that are used with account.
Here's the response I got from Customer Service: