Best High Yield Savings Account Rates to Grow Your Money 5.25% APY

Anyone heard of Patelco or had any good/bad experiences with them? I might as well give them $1000 if they're legit.
 
Seltzer said:
Hey, just got this flier and thought I would share. Church Development Fund (CDF) is offering 5.15% APY for a 15 month CD or 5.5% APY for 22 month CD, both with a $5k minimum and offer only until July 31. But, it's better than most right now and certainly better than a bank.

Just thought I'd share.

Go to https://cdfonline.org/choose/ for full details
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From the website:
"The purchase of CDF securities is subject to risks, which are described in CDF’s Offering Circular. This is neither an offer to sell nor a solicitation of an offer to buy Church Development Fund securities. Such an offer is made only by an Offering Circular and only in those states where the Church Development Fund securities may lawfully be offered or sold. CDF securities are not F.D.I.C. or S.I.P.C. insured nor are they bank deposits."


I live about 20 minutes from this organization, so if I stop by I will let you guys know what' sup. It's just not insured, very sketchy.
 
Just contacted Tennessee Commerce Bank - if you didn't get an account yet, they are no longer opening any more 2.3% savings accounts FYI
 
MadonnaP said:
My money is in a very safe hiding place.

When the USA comes tumbling down... I want immediate access to my money in the form of cash morning, noon or night!
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Yeah- might as well spend all your money on ammunition, as your money in your mattress will be worthless....except AS a mattress.

This site seems pretty accurate and updated regularly

http://www.ratecatcher.com/
 
striider said:
This site seems pretty accurate and updated regularly

http://www.ratecatcher.com/
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Check out www.bankrate.com - it's quite a bit more comprehensive for comparisons of different financial products.

Folks who fear that the US dollar will tank should consider buying a foreign-denominated CD. Check out http://www.everbank.com/001Currency.aspx The way it works is you buy a CD of another currency with USD. The CD is held in the currency of your choice, and grows in that currency. When you cash out, it's converted back to USD automatically.
 
The REAL answer

Pay off your highest interest rate loans FIRST, then rebuild your cushion (6months minimum) in one of these interest bearing accounts.
 
Take all your money out of the bank and go to Vegas. Go to the roulette table and put it all on red. Pays 100% back on your money. When you win, pick up your money and head for the airport and go home immediately..
 
High risk, high reward.
Savings - CDs is no risk, but gives you 2-3% reward :)
 
While not great, these CD's do offer you 10-20 times what many of the largest banks offer. Bank of America is pathetic.
 
I’ve had a CIT account for over a year and recommend them too. They have solid customer service & good rates.
 
Citizens Bank is 2.25% w/ $5K minimum and it took me about 5 min to signup. 'No Fees for Anything'
 
We're all in sad shape if we're taking our financial advice from a deal website and the comment section.
 
To the moron who posted this...'Crypto Currencies' and 'How to Make Your Money Grow Safely' do not go together.

A food and his money are soon parted.

Please friends, stick with something safe.
 
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